Lifestyle
MMA Lifestyle is designed for homes with rebuilding costs of up to £750,000 with contents cover up to a maximum of £150,000.
The MMA Lifestyle product provides the following cover:
- Buildings option
- Contents option
- Personal Possessions option
- Accidental Damage option
- Pedal Cycles option
Key features
- Buildings sum insured to £750,000
- Temporary accommodation / loss of rent to 20% of sum insured
- Property Owners liability / defective premises act £2m
- Contents Sum insured to £50,000 to £150,000 depending on area and security
- Works of Art up to 20% of the contents sum insured
- Works of art £7,000 any one item
- High risk items 20% of contents sum insured any one item 10% of contents sum insured up to £10,000
- Garden Cover up to £2500
- Contents in the open £2,500
- Theft or malicious damage to contents in garages/out buildings £20,000
- Business equipment up to £10,000
- Trace and Access £5,000
- Loss of oil/metered water £5,000
- Loss of keys £3,000
- Title deeds £5,000
- Personal money/credit cards £2,000/£10,000
- Visitors effects £1,500
- Contents temporarily removed 20% of contents sum insured up to £20,000 unless in garage or outbuilding where cover is restricted to £5,000
- Tenants liability up to 20% of contents sum insured up to maximum £10,000
- Occupiers and personal liability £2,000,000
- Employers liability £10,000,000
- Student’s possessions at university/boarding school up to £5,000
- Removal of nests and squatters £2,000 and £5,000 respectively
- Fatal accident following a fire or theft in the home £10,000
- Freezer food £10,000
- Christmas and wedding increase up to 10% of the sum insured
- MMA Key Protection
- Options cover includes;
- Personal possessions UK and worldwide for 60 days up to £30,000
- Pedal Cycles up to £1,000 per cycle
- Legal Protection up to £50,000
- Home Emergency included as standard
- Up to five years’ No Claim Discount on separate buildings and contents sections including personal possessions and pedal cycles
- Combined buildings and contents discounts
Benefits
- 24-hour claims and legal helplines
- Helplines for legal and tax, health and medical, childcare, vet, home assistance and counselling
- Option to pay by instalments subject to being over 25
- Index-linked buildings and contents sections
Click here for more information and product features
Click here to for more information on choosing the right level of cover for your buildings and contents
How to buy our products
To ensure that you receive specialist advice, all of our products are sold exclusively through a national network of professional insurance brokers. To locate your nearest insurance intermediary, please click on the find a broker link.