Motor Trade Road Risks
Designed to meet the needs of full or part time motor traders (sole traders, partnerships or small companies) who require road risks cover for their own vehicles in their custody or control for motor trade purposes. Optional cover provides extra protection for loss or damage to these vehicles.
Key Features
- Indemnity provided on a per vehicle per claim basis - no annual limit
- Claims on customers' vehicles settled on market value basis
- Up to 6 named drivers for motor traders who work full time and up to 3 named drivers for motor traders who work part time
- Cover for vehicles at home automatically included, even if you trade from home
- No claims discounts of up to 4 years transferable from your private car, commercial vehicle or motor trade insurance
- Demonstration cover available
- Flexible limit of indemnity
- from £7,500 to £30,000 for comprehensive, full time traders
- from £7,500 to £12,500 for comprehensive, part time traders
- from £5,000 to £7,500 for third party and theft cover
- Option to pay by instalments
- Full cover whilst driving in the EU available for additional premium
- Discounts available for:
- Increased excesses (comprehensive cover only)
- Spouses who require social, domestic and pleasure cover only
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How to buy our products
To ensure that you receive specialist advice, all of our products are sold exclusively through a national network of professional insurance brokers. To locate your nearest insurance intermediary, please click on the find a broker link.