Motor Trade Combined
Motor Trade Combined offers competitive, market leading cover for mid-sized motor traders specialising in cars and small vans.
Cover is available on a comprehensive road risks basis and includes; material damage, business interruption, combined liability (inc defective workmanship), goods in transit, money and assault plus the option to include; wrongful conversion, loss of MOT licence, equipment breakdown and legal expenses.
Full details of the cover and limits available can be downloaded from the product literature, on the right.
Key Features
- Depreciation in value of stolen new motor vehicles up to a limit of £1,000
- New vehicle replacement cover
- Temporary removal of vehicles for cleaning, renovation or repair - £25,000
- Loss following purchase of a vehicle from a person who does not legally own it
- Accompanied demonstration cover
- Cover for loan or hired vehicles to customers
- Indemnity for movement of obstructing vehicles
- Loss of use of customer vehicles up to £25,000
- Discount to effect sale following damage to a limit of £5,000
- Automatic windscreen cover included
- Driver and passenger indemnity
- Merchantable quality – standard limit £100,000
- Corporate manslaughter defence costs to £500,000
- Standard excess - £250
Benefits
- Dedicated commercial claims helpline 0844 902 0790 operated 24 hours a day, 365 days a year, by staff trained in managing commercial claims
- Competitive premiums
- Policies tailored to your needs
- Option to pay by instalments (via direct debit)
- Optional add-ons for Engineering and Legal Expenses
- Free business legal helpline