Motor Trade Road Risks is designed for full or part time motor traders working from commercial premises or from home, who require road risks cover for their own vehicles or vehicles in their custody or control for motor trade purposes.

Full details of the limits and cover available can be downloaded from the related links menu.

Key Features

• Protected no claims discount available
• Split indemnities available
• Up to six named approved drivers (maximum four having motor trade use)
• Flexible limit of indemnity from £5,000 (third party, fire and theft) to £30,000 (comprehensive)
• Indemnity applied per vehicle per claim
• Cover for vehicles at home automatically included, even if trading at home
• Claims on customers vehicles settled on market value basis
• Demonstration option available
• Full cover whilst driving in the EU available for an additional premium for social, domestic and pleasure use only

Benefits

• Competitive premiums
• Up to 42.5% introductory and no claims discounts available transferable from a cancelled private car, light commercial or motor trade policy
• Discounts available for increased excesses and for spouses requiring SDP cover only
• Dedicated motor trade claims helpline 0844 902 2220 operated 24 hours a day, 365 days a year, by staff trained in managing motor trade claims
• Option to pay by instalments
  (via direct debit)